OK, just to warn anyone who might be reading this blog, there are going to be a lot of postings...a LOT! Why, because I am a single mom with neither a hubby nor a shrink to consult with. My therapy is this blog. And on a day like this, I need two sessions. I am usually a pretty upbeat person, but some days, here lately, I cry … [Read more...] about The Food Thing
A few months ago, with my reserve funds depleted and a tough real estate market ahead, my financial situation was becoming dire. With tough times ahead, I took a hard look at my financial situation and started to prioritize. Sounds logical doesn't it? Actually, there have been a lot of tears and much lost sleep as I waded … [Read more...] about My Do-It-Yourself Loan Modification – Yeah, They Work!
I have received several questions over the last few weeks from homeowners who have been informed that a Notice of Trustee Sale (NOT) has been filed on their home. In Arizona, many properties are purchased using a Deed of Trust. In a nutshell, a Deed of Trust is security instrument in which you, the borrower (Trustor) grant … [Read more...] about You’ve Received a Notice of Trustee Sale…Now What?
Short sales are becoming more common these days as more and more lenders and homeowners look for ways to avoid foreclosure. A short sale is a good option in some cases. When a home is sold as a short sale, the home is sold for less than what is owed and the bank foregives the difference. The process takes a lot longer than a … [Read more...] about Five FAQs About Short Sales