Sorry to interrupt your regularly scheduled PBS program in the drab, grey fields of irrational paranoia, fear and anarchy, but I have an important message for you: IT'S ALL IN YOUR HEAD. WE ARE NOT IN A HOUSING CRISIS. We are not about to be in one either! I know what you're thinking, "Oh, but Kristin, you're a REAL ESTATE … [Read more...] about Are We Headed For Another Real Estate Bubble?
The Making Home Affordable's Loan Affordable Program Has Left Too Many Homeowners Scratching Their Heads Checked out Mandelman Matters blog about the HAMP law suits. It's great that homeowners are getting there day in court, but I am wondering if it really matters? Let's face it, these loan modifications are not working. Even … [Read more...] about Homeowners Suing for HAMP…But WHY???
A follow-up to a post by Dean Ouellette at http://www.deansellsaz.com and a chat with a friend of mine who is contemplating a Strategic Default on her home. Is this a sign of things to come in 2010? Seems that way if the issue of negative equity is not addressed by banks. … [Read more...] about Hey Bank! Take My House, Please!
There has been a lot of finger-pointing lately about the effectiveness or lack thereof of loan modifications in reducing the number of foreclosures in our troubled housing market. Why aren't loan modifications helping distressed homeowners? Here are my thoughts... … [Read more...] about Why Loan Modifications Aren’t Working
Oh, so many questions about short sales, but here are the answers to a few that I have been asked recently: - What if your CPA tells you to get a short sale? - What if your house burns down during a short sale? - Can my Mom buy your house and sell it back to me? - Can the bank ask me for money? - Can I keep "souvenirs"? … [Read more...] about 5 (Less!) Frequently Asked Questions About Short Sales
Next weekend, I am going to have a garage sale. My kids love garage sales, but I don't do them a lot. I have never had one since we moved into this house three years ago. I thought about it a while back - my garage seems to be getting cluttered with "stuff" and I would like to reclaim the space. But...this garage sale is not … [Read more...] about Come to My Garage Sale!
Pride is a powerful thing. It has been my motivation in tough times, but I now realize it has also been my worst enemy. Many events and achievements in my life have brought me great pride. Certainly my kids make me enormously proud. The fact that I am the first person in my family to graduate from college is a source of … [Read more...] about The Pride Thing