A Mother’s Guide to Kite-Flying

It's back-to-school time here in Phoenix, and I have been asked this question at least a dozen times: Don't you miss them? or Aren't you sad to see them on their own? even Isn't Your Heart Just Breaking? Uh, NO!! See, I have four boys - ages 21, 21 (twins!), 19 and 16. Conner, 21, who is gainfully employed but roosting at home for a short while; Kyle, 21, who lives on his own and attends ASU, Luke, 19, who just moved up to Prescott to play soccer for Yavapai College; and Jake, 16, a junior at Highland High School. I'm a single mom, clearly out-numbered in this little frat house I call home, and yes, this year, I am watching my little birdies … [Read more...]

A Time for Heroes and Champions

Yesterday was an extraordinary for me - a very bad day that taught me some very good things. I was devastated to learn that the short sale I have worked on since January - Chase Bank is a tough group to deal with - is being cancelled by the Buyer.  I am not sure which was harder to take - the fact that all that work seems to have gone to waste, or the fact that I will not receive the commission that was going to carry me through the next month.  Probably the latter...with the challenges facing each and every transaction, 25-35% of deals are falling out.  I have had more than my share lately, and the bank account is looking pretty empty.  So … [Read more...]

My Do-It-Yourself Loan Modification – Yeah, They Work!

A few months ago, with my reserve funds depleted and a tough real estate market ahead, my financial situation was becoming dire.  With tough times ahead, I took a hard look at my financial situation and started to prioritize.  Sounds logical doesn't it? Actually, there have been a lot of tears and much lost sleep as I waded through my options.  But I eventually decided that my first step was to trim my budget as far as it would go, and the biggest ticket item is the house.   I bought my house when I got divorced.  It is less than a mile from where we used to live so the boys have all the same friends and go to the same schools.  It is about … [Read more...]