Homeowners Suing for HAMP…But WHY???
November 6, 2010 by Kristin LaVanway · Leave a Comment
The Making Home Affordable’s Loan Affordable Program has left some homeowners so disgruntled, they are heading for court…but why? Does a loan mod really help?
Hey Bank! Take My House, Please!
January 7, 2010 by Kristin LaVanway · 8 Comments
A follow-up to a post by Dean Ouellette at http://www.deansellsaz.com and a chat with a friend of mine who is contemplating a Strategic Default on her home. Is this a sign of things to come in 2010? Seems that way if the issue of negative equity is not addressed by banks.
Why Loan Modifications Aren’t Working
December 7, 2009 by Kristin LaVanway · 1 Comment
There has been a lot of finger-pointing lately about the effectiveness or lack thereof of loan modifications in reducing the number of foreclosures. Why aren’t loan modifications helping distressed homeowners? Here are some thoughts…
5 (Less!) Frequently Asked Questions About Short Sales
November 23, 2009 by Kristin LaVanway · Leave a Comment
Oh, so many questions about short sales, but here are the answers to a few that I have been asked recently…
Come to My Garage Sale!
August 21, 2009 by Kristin LaVanway · Leave a Comment
I am hauling my “one man’s junk is another man’s treasure” stuff out to my driveway and watch it go away. I want to feel lighter, less cluttered, and appreciate the important stuff.
The Pride Thing
August 6, 2009 by Kristin LaVanway · 1 Comment
Pride has motivated me, and it has been my worst enemy. But the opposite of pride is not shame, but humility which is far more powerful than pride.
The Food Thing
August 4, 2009 by Kristin LaVanway · 2 Comments
I am going to write about one of the successes I have had in battling my economic crisis. An area in which I have truly excelled. And that would be the food thing.
My Do-It-Yourself Loan Modification – Yeah, They Work!
August 4, 2009 by Kristin LaVanway · 1 Comment
To prepare for the tough times ahead, I took a hard look at our financial situation and started to prioritize. My highest priority is to keep the house. So that is where I started – by requesting a loan modification from my lender.
You’ve Received a Notice of Trustee Sale…Now What?
July 19, 2009 by Kristin LaVanway · 1 Comment
You have just been informed that a Notice of Trustee Sale has been filed on your property…now what?
Five FAQs About Short Sales
July 13, 2009 by Kristin LaVanway · Leave a Comment
Short sales are becoming more common these days as more and more lenders and homeowners look for ways to avoid foreclosure. A short sale is a good option in some cases.
When a home is sold as a short sale, the home is sold for less than what is owed and the bank foregives the [...]
