HOAs: Are Weeds Really the Biggest Challenge in America?

As part of my Top Ramen Chronicle series exploring the journey of scores of American families who are losing their homes, I had to address the growing disaster facing HOA's across America...out of control weeds. Seriously. Knowing how the process works as homes go into short sale or foreclosure, I am really sickened to think that HOAs are trying to rack up fines as a means of income generation. Are they hoping for a big jackpot when the payouts are handed around? Is that the best way to build a community? I really don't think so...and what American families need now more than ever are true communities that watch out for your back rather … [Read more...]

Trustee Sale: How You Find Out Your House is on the Block

In the course of my business as a Realtor, I meet many distressed property owners who are losing their homes either through a short sale or a Trustee Sale.  This year, my family will become yet another statistic as we will be losing our home as well. I have come a long way over the last year and a half as I tried unsuccessfully to save my family home.  Although the battle was hard fought - perhaps too hard fought - in the end, the best decision has evolved to my current situation - giving up my house and moving forward.  What I have found very interesting is how I have evolved myself . Like many of life's events that require great fortitude, … [Read more...]

Finding a Home After Foreclosure or Short Sale

More folks are finding themselves writing rent checks instead of mortgage checks - something they probably thought they would never do again. Here are some tips to help ease the stress of looking for a new home after a short sale or foreclosure. To understand your rights as a tenant, check out the Arizona Landlord Tenant Act … [Read more...]

The Boiling Point of Success – Sometimes a Little Inspiration Goes a Long Way!

Do you ever feel like where life just wears you down? I did this week. Nothing particularly bad happened, but I have been cranky, tired and feeling rather sorry for myself. So it was a true gift when I happened upon a blog posting by Russell Shaw, a very successful Realtor here in the Phoenix area, where he mused about how he achieved his success. The message really hit home for me so much so, that I am writing this blog posting about my own pursuit of success. The ideas apply to whatever goals you hope to achieve. When I got divorced, I had a choice about how to support me and my family. I could have gone back into engineering - my … [Read more...]

Homeowner Bailout Plan – Good, Bad or Ugly?

As a Realtor, I get asked lots of real estate questions. The question of the day is most certainly "What do you think of the Obama's Homeowner Bailout Plan?" And I have to say, it is not an easy question to answer. There are so many levels to the current housing situation, and effects from other areas of the economy that will certainly influence the direction of the housing market. But here are a few things that I do know: Too Many People Are Losing Their Homes Who Shouldn't: I have personally worked with a number of homeowners who got behind on their mortgages and tried to work with their banks to get caught up. Guess what? The banks … [Read more...]