Big Box Banks vs. Local Mortgage Banker

Does it really matter who you choose to do your mortgage? Can’t you just go down to any ho-hum bank and get a home loan? Or call that spammy 1-800 number (that is most likely a sex hotline) you got from a quick Google search? Yes, it matters! And it’s a big FLIPPIN’ deal!

You might be thinking, “Big Box is the way to go because I like everything BIG, GINORMOUS, and boxy—Texas-style!” (Remember that hit song, I’m Boxy and I Know It? LMAO!) But visit any realtor-infused happy hour and you will understand why realtors start breaking out in a cold sweat when they see a pre-qualification from 1-800-Big Box Walmart Wannabe Bank.

dr evil big bank guy doesnt give a shit about you

…But not on your “mortgage.” I have a big pile of manila’s and you are at the “bottom.” I actually had “Agent #2” throw yours in a fiery pit of volcanic “magma.” We call this department “processing.”

When you dial that 1-800 number, you are not dealing with a licensed mortgage professional. You are dealing with a salaried bank employee who wins the office pool by piling more manila folders on his desk than the guy sitting next to him to win Top Sales Employee of the Month. (And by manila folders, I mean genuinely interested and caring families trying to buy a home.)

The better option?

Go with the local mortgage professional! The guy who builds his business through relationships with buyers and their realtors. The guy who is licensed to advise you about what is likely the most important financial decision of your whole entire life. All he DOES is MORTGAGES! He daydreams about mortgages. He has mortgages with his morning coffee—EVERY morning. Mortgages are his oxygen: It’s ALL he breathes! He doesn’t care that you have a car loan. (By the way, good for you! Way to go!) He’s not going to try to open a money market for you either. (You probably already have one and it’s gathering zero interest anyway—and he’s smart enough to not rub that in your face!)

Do you really want to work with a Big Box Bank who treats you like last year’s dog doo-doo on the bottom of their shoes, and gets you confused with all the other dog doo-doos they just stepped on? (And you know how that yard gets FULL and piled up with dog doo-doo when someone neglects it—and that “dog doo-doo” is YOU.)

Heart shape poop on grass.

Heart-shaped doodoo on grass – though Big Banks only love you when you’re not privy to their schemes.

I think not!

Choose the local mortgage professional, the one who would give you the red cardigan right off his back and go on a trolley ride with you because you two, my fine friend, are now BESTIES!

Which one of these guys would you want to be your neighbor?

mister-rogers-photo-with-trolley

Welcome Aboard, my close-friend! I truly do care about you and all of your mortgage needs.

By the way, check out these great homes your Mr. Rogers would LOVE to help you finance today!

 

 

 

 

 

 

 

 

 

Displaying 46 - 60 of 387 results.
Sort by:

6730 E Hermosa Vista Drive, Mesa 85215, Vista Villa Townhomes

  • $219,900
  • Bedrooms: 2, Baths: 2
  • Home size: 1,329
  • Lot size: 3,005
  • Year built: 1998
  • MLS #: 5847311
ARMLS Logo

2617 E Olivine Road, San Tan Valley 85143, Copper Basin Unit 2

  • $199,995
  • Bedrooms: 3, Baths: 2
  • Home size: 1,407
  • Lot size: 5,227
  • Year built: 2003
  • MLS #: 5842624
ARMLS Logo

8842 E Portobello Avenue, Mesa 85212, Arizona Skyline

  • $223,000
  • Bedrooms: 3, Baths: 2
  • Home size: 1,357
  • Lot size: 3,825
  • Year built: 2003
  • MLS #: 5847632
ARMLS Logo

39700 N Kristy Lane, San Tan Valley 85140, Pecan Creek North Parcel 3

  • $225,000
  • Bedrooms: 3, Baths: 2
  • Home size: 1,621
  • Lot size: 9,148
  • Year built: 2004
  • MLS #: 5848251
ARMLS Logo

6425 E Dallas Street, Mesa 85205, Dreamland Villa 16

  • $211,000
  • Bedrooms: 2, Baths: 1.75
  • Home size: 1,328
  • Lot size: 7,572
  • Year built: 1973
  • MLS #: 5841045
ARMLS Logo

30032 N Yellow Bee Drive, San Tan Valley 85143, Johnson Ranch Unit 12 Phase 1

  • $214,900
  • Bedrooms: 3, Baths: 2
  • Home size: 1,773
  • Lot size: 5,663
  • Year built: 2001
  • MLS #: 5828132
ARMLS Logo

1915 S 39th Street, Mesa 85206, Vista Villages Lot 1-130 Tract A-B C1-C2 D1-D2

  • $199,999
  • Bedrooms: 2, Baths: 2
  • Home size: 1,043
  • Lot size: 3,496
  • Year built: 1985
  • MLS #: 5822699
ARMLS Logo

20816 E Duncan Street, Queen Creek 85142, Queen Creek Plaza

  • $203,000
  • Bedrooms: 3, Baths: 2
  • Home size: 1,232
  • Lot size: 7,549
  • Year built: 1972
  • MLS #: 5788378
ARMLS Logo

1718 S Longmore Street, Mesa 85202, Wood Creek Townhomes

  • $190,000
  • Bedrooms: 3, Baths: 2.5
  • Home size: 1,518
  • Lot size: 1,507
  • Year built: 1987
  • MLS #: 5847410
ARMLS Logo

948 S Alma School Road, Mesa 85210, Hallcraft Villas Mesa 3

  • $153,000
  • Bedrooms: 2, Baths: 1
  • Home size: 978
  • Lot size: 810
  • Year built: 1975
  • MLS #: 5820689
ARMLS Logo

505 N Lesueur Street, Mesa 85203, Casa LA Mesa 1

  • $165,000
  • Bedrooms: 3, Baths: 2.5
  • Home size: 1,454
  • Lot size: 1,978
  • Year built: 1967
  • MLS #: 5848162
ARMLS Logo

9806 E Birchwood Avenue, Mesa 85208, Crismon Cove

  • $169,900
  • Bedrooms: 3, Baths: 2
  • Home size: 967
  • Lot size: 6,064
  • Year built: 1995
  • MLS #: 5845576
ARMLS Logo

1352 E Kelsi Avenue, San Tan Valley 85140, Pecan Creek South Unit 6

  • $200,000
  • Bedrooms: 4, Baths: 2
  • Home size: 1,528
  • Lot size: 5,227
  • Year built: 2007
  • MLS #: 5848028
ARMLS Logo

36082 N Matthews Drive, San Tan Valley 85143, Parcel 19 AT Circle Cross Ranch

  • $194,500
  • Bedrooms: 3, Baths: 2
  • Home size: 1,454
  • Lot size: 8,276
  • Year built: 2012
  • MLS #: 5838495
ARMLS Logo

1948 E Oxford Drive, Tempe 85283, Colonia Del Sur Unit 4 Amd

  • $225,000
  • Bedrooms: 3, Baths: 2
  • Home size: 1,330
  • Lot size: 3,602
  • Year built: 1973
  • MLS #: 5842924
ARMLS Logo
Copyright 2018 Arizona Regional Multiple Listing Service, Inc. All rights reserved.

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

IDX Solution Provided by iFoundAgent.com

ARMLS Listing Data last updated 11/19/2018 3:27 AM MST.