Big Box Banks vs. Local Mortgage Banker

Does it really matter who you choose to do your mortgage? Can’t you just go down to any ho-hum bank and get a home loan? Or call that spammy 1-800 number (that is most likely a sex hotline) you got from a quick Google search? Yes, it matters! And it’s a big FLIPPIN’ deal!

You might be thinking, “Big Box is the way to go because I like everything BIG, GINORMOUS, and boxy—Texas-style!” (Remember that hit song, I’m Boxy and I Know It? LMAO!) But visit any realtor-infused happy hour and you will understand why realtors start breaking out in a cold sweat when they see a pre-qualification from 1-800-Big Box Walmart Wannabe Bank.

dr evil big bank guy doesnt give a shit about you

…But not on your “mortgage.” I have a big pile of manila’s and you are at the “bottom.” I actually had “Agent #2” throw yours in a fiery pit of volcanic “magma.” We call this department “processing.”

When you dial that 1-800 number, you are not dealing with a licensed mortgage professional. You are dealing with a salaried bank employee who wins the office pool by piling more manila folders on his desk than the guy sitting next to him to win Top Sales Employee of the Month. (And by manila folders, I mean genuinely interested and caring families trying to buy a home.)

The better option?

Go with the local mortgage professional! The guy who builds his business through relationships with buyers and their realtors. The guy who is licensed to advise you about what is likely the most important financial decision of your whole entire life. All he DOES is MORTGAGES! He daydreams about mortgages. He has mortgages with his morning coffee—EVERY morning. Mortgages are his oxygen: It’s ALL he breathes! He doesn’t care that you have a car loan. (By the way, good for you! Way to go!) He’s not going to try to open a money market for you either. (You probably already have one and it’s gathering zero interest anyway—and he’s smart enough to not rub that in your face!)

Do you really want to work with a Big Box Bank who treats you like last year’s dog doo-doo on the bottom of their shoes, and gets you confused with all the other dog doo-doos they just stepped on? (And you know how that yard gets FULL and piled up with dog doo-doo when someone neglects it—and that “dog doo-doo” is YOU.)

Heart shape poop on grass.

Heart-shaped doodoo on grass – though Big Banks only love you when you’re not privy to their schemes.

I think not!

Choose the local mortgage professional, the one who would give you the red cardigan right off his back and go on a trolley ride with you because you two, my fine friend, are now BESTIES!

Which one of these guys would you want to be your neighbor?

mister-rogers-photo-with-trolley

Welcome Aboard, my close-friend! I truly do care about you and all of your mortgage needs.

By the way, check out these great homes your Mr. Rogers would LOVE to help you finance today!

 

 

 

 

 

 

 

 

 

Displaying 1 - 15 of 274 results.
Sort by:
Show Map

2879 W Mira Drive, Queen Creek 85142, San Tan Heights Parcel A-4

  • $220,000
  • Bedrooms: 3, Baths: 2
  • Home size: 1,653
  • Lot size: 5,400
  • Year built: 2005
  • MLS #: 5914704
ARMLS Logo

944 S Valencia --, Mesa 85202, Pace East Townhouses

  • $165,000
  • Bedrooms: 3, Baths: 1.5
  • Home size: 1,320
  • Lot size: 1,603
  • Year built: 1974
  • MLS #: 5912567
ARMLS Logo

31000 N Bramwell Avenue, San Tan Valley 85143, Rancho Bella Vista South Phase 2

  • $216,500
  • Bedrooms: 3, Baths: 2.5
  • Home size: 1,972
  • Lot size: 5,181
  • Year built: 2006
  • MLS #: 5914699
ARMLS Logo

1733 E Javelina Avenue, Mesa 85204, Woodbridge Crossing Lot 1-146 TR A-B

  • $215,000
  • Bedrooms: 2, Baths: 2
  • Home size: 1,040
  • Lot size: 6,090
  • Year built: 1985
  • MLS #: 5914659
ARMLS Logo

510 N Alma School Road, Mesa 85201, Westbrook Lot 101-298 TR A-Q X Y

  • $129,900
  • Bedrooms: 2, Baths: 1.5
  • Home size: 792
  • Lot size: 544
  • Year built: 1985
  • MLS #: 5899963
ARMLS Logo

1622 E Kelsi Avenue, San Tan Valley 85140, Pecan Creek South Unit 5

  • $210,900
  • Bedrooms: 3, Baths: 2
  • Home size: 1,527
  • Lot size: 5,887
  • Year built: 2007
  • MLS #: 5913400
ARMLS Logo

440 N Standage --, Mesa 85201, Garden Grove

  • $215,000
  • Bedrooms: 3, Baths: 2
  • Home size: 1,190
  • Lot size: 10,148
  • Year built: 1956
  • MLS #: 5909129
ARMLS Logo

142 W Latigo Circle, San Tan Valley 85143, Solera at Johnson Ranch

  • $204,900
  • Bedrooms: 2, Baths: 2
  • Home size: 1,416
  • Lot size: 6,239
  • Year built: 2006
  • MLS #: 5887830
ARMLS Logo

6224 E Ensenada Street, Mesa 85205, Dreamland Villa 15

  • $200,000
  • Bedrooms: 3, Baths: 1.5
  • Home size: 1,509
  • Lot size: 7,621
  • Year built: 1972
  • MLS #: 5914459
ARMLS Logo

2887 E Olivine Road, San Tan Valley 85143, Copper Basin Unit 2

  • $180,000
  • Bedrooms: 3, Baths: 2
  • Home size: 1,277
  • Lot size: 5,141
  • Year built: 2003
  • MLS #: 5914556
ARMLS Logo

4719 S Mill Avenue, Tempe 85282, Tempe Gardens Townhouse Condo Lot 1-80 TR F, G

  • $194,900
  • Bedrooms: 4, Baths: 2.5
  • Home size: 1,536
  • Lot size: 1,724
  • Year built: 1964
  • MLS #: 5909482
ARMLS Logo

1330 E Leaf Road, San Tan Valley 85140, Wayne Ranch

  • $189,900
  • Bedrooms: 3, Baths: 2
  • Home size: 1,391
  • Lot size: 5,000
  • Year built: 2005
  • MLS #: 5914157
ARMLS Logo

4044 E Calypso Avenue, Mesa 85206, Sunland Village 5 Lot 1111-1521 TR A-F

  • $179,900
  • Bedrooms: 2, Baths: 2
  • Home size: 1,223
  • Lot size: 6,509
  • Year built: 1979
  • MLS #: 5908420
ARMLS Logo

1340 N Recker Road, Mesa 85205, Arriva Condominium Homes

  • $119,000
  • Bedrooms: 1, Baths: 1
  • Home size: 743
  • Lot size: 1,105
  • Year built: 1986
  • MLS #: 5914129
ARMLS Logo

132 N 58th Street, Mesa 85205, Velda Rose Country Club Addition

  • $210,000
  • Bedrooms: 2, Baths: 1.75
  • Home size: 1,600
  • Lot size: 7,489
  • Year built: 1974
  • MLS #: 5911674
ARMLS Logo
Copyright 2019 Arizona Regional Multiple Listing Service, Inc. All rights reserved.

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

IDX Solution Provided by iFoundAgent.com

ARMLS Listing Data last updated 4/21/2019 1:37 PM MST.