What’s Next After Foreclosure? An Eviction, Perhaps!
July 7, 2010 by Kristin LaVanway · 1 Comment
Since When Did I Become a Cockroach In My Own Home
Two weeks ago, my home was sold at the Trustee Sale to an investor. I found out when his realtor, Randy Duncan, showed up at my door with a 5-day notice to vacate – the standard eviction form used in Arizona. Before the 5-days expired, we agreed to a 2-week period for me to move out – me and my 4 kids.
Since then, I have been in communication with the realtor, letting him know that things are moving along. He took down the For Sale sign that appeared less than 48 hours after the sale. He sent over a pool repair to fix my filter – I even allowed him to refill the pool on my nickel. We packed up and finished moving out in time to meet the deadline.
So imagine my surprise when I arrived at my front door a few days ago to find an Eviction Action notification, along with a court summons. The action states that I am occupying the property without authority and that I will be levied a judgment for back rent to the tune of $1400 per month late fees, court costs, etc dating back to June 22, the day after the sale. Total as of July 1st? $1585 and counting…
Talk about Snidely Whiplash!! Since when did I become a cockroach, a pest destined for extermination? Since when did we decide that it’s OK to treat people that a bag of trash that needs to be out on the curb on trash day…or else?
Fortunately for me, I have an email that states our agreement, but if I didn’t would most likely have a have judgment filed against me and a record of eviction that would make it IMPOSSIBLE for me to rent for quite some time. All for the almighty buck!! Sad…I will be going to court tomorrow to make sure this case is dismissed. But I keep shaking my head in disbelief at this absolute low blow to a single mom with four kids who lost her home. Talk about Snidely Whiplash…
Be aware that if your home is sold at the Trustee Sale, particularly to an investor, you may find yourself in this same situation. Know your rights and make sure you have any agreements, especially pertaining to possession, in writing.
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I am a Realtor in Gilbert, AZ, working with clients throughout the Phoenix Metro area. I am lucky to love what I do and appreciate the difference I can make in people's lives.
In a previous life, I was a rocket scientist - really! - but decided to step away from corporate America to be a Mom to my four boys. Found it hard to do bake sales, so I ran a small independent programming business instead.
Flash forward...I am now a single mom and I face many, many challenges everyday. I am living through the hardships that many are facing in this economy. These experiences have motivated me to help other people in my shoes.
I have teamed up with Dean Ouellette to form the East Valley Team - the best darn team in the Valley. Check out our site at http://www.EastValleyTeam.com. I spend way too much time on YouTube - check ou tmy channel at http://www.youtube.com/klavanway
Kristin:
I have been reading your blog from way before the trustee sale and the recent events. As you know, from having worked with my employer, this team for whom i am the admin, does 99.9% foreclosure. Reading what you are going through and the process that goes hand in hand with this, makes my heart ache. I hope the Realtors here at this office are not A Typical, and i am going to personally speak with a couple of them who do represent investors to insure that this behavior is not status quo. I don’t know when it happened, at one point the dollar became an asset valued higher then humanity, but at some point it did, and it has been so for some time – -it is the “everyday” people who are experiencing this for the first time, be it in the process of foreclosure or unemployment who perhaps will be a stronger voice to make the rest of society stop to think about what is more valuable, humanity or a dollar. So sorry you are going through this. Chin up. Sending love and support your way.