Trustee Sale…The Day My House Got Sold
June 21, 2010 by Kristin LaVanway · 6 Comments
The Other Side of Trustee Sales – When YOUR House Gets Sold
My house was sold at Trustee Sale today. I got to experience the same thing as millions of others already have. The statistics are staggering… over 500 homeowners in Maricopa County had the same day I had…
I have spent over a year trying to figure out a way to keep my home…my story is the same boring story that is told over and over again. Less money coming in the door…harder to make the payments…can’t sell because you are way upside down…promised a loan modification by the lender but then denied at the 11th hour…on and on as possible solutions continued to slip away.
The inevitable conclusion moved closer and closer. Like a lot of things, it’s so much different when it happens to you. It’s a whole different situation than what you hear on the news or what you read somewhere. And it starts to make sense why so many people struggle to accept such a heart-wrenching turn of events…when it happens to you…you will never again ask yourself ”How can people do that?” when you hear stories of how people react when they lose their home.
My sale was supposed to be postponed, but often things just don’t work out they way they are supposed to. And the end of this day certainly did not match my expectations at all.
Wondering what that’s like? How it works? Here’s my story…
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I am a Realtor in Gilbert, AZ, working with clients throughout the Phoenix Metro area. I am lucky to love what I do and appreciate the difference I can make in people's lives.
In a previous life, I was a rocket scientist - really! - but decided to step away from corporate America to be a Mom to my four boys. Found it hard to do bake sales, so I ran a small independent programming business instead.
Flash forward...I am now a single mom and I face many, many challenges everyday. I am living through the hardships that many are facing in this economy. These experiences have motivated me to help other people in my shoes.
I have teamed up with Dean Ouellette to form the East Valley Team - the best darn team in the Valley. Check out our site at http://www.EastValleyTeam.com. I spend way too much time on YouTube - check ou tmy channel at http://www.youtube.com/klavanway
Kristin,
I feel for you! Just keep going. It may not seem like it, but you will find relief from all of this. Once you’re out of the house and in a new place, you’ll be able to breathe. Sure, you’ll miss your house… your home. I still do. But you’re so incredibly brave and the fact that you’ve fought for a year to keep your home shows that you will survive this.
I’m glad you’re sharing your story. Because you’re right… this is so messed up. I had to laugh at the irony of you getting that loan mod call on the day of the trustee’s sale. Man oh man. It’s just so messed up. That statistic of 500 trustee sales in one day in one county is staggering! This crisis is unfortunately nowhere near over.
By sharing your story, you will help so many people going through the same thing.
-Steph
Thanks Steph…coming from you especially, this means a lot…I am always going to be thankful I came across your blog when I did. Seeing how things are unfolding for you now gives me a lot of hope that much better days are ahead. Thank you!
Kristin –
This couldn’t have been easy to share, but I think you’ll help a lot of people by doing so.
You are a wonderful agent, and an even more wonderful person. You *will* get through this. What doesn’t kill us makes us stronger, or so they say. With your drive, ambition and how you care for your clients, I have no doubt you are going to be crazy successful in *all* aspects of life.
Hang in there kiddo!
Kristin,
Jay just forwarded me your blog post. I am so sorry for you and your family. I cried while I was watching it. My husband and I are struggling financially right now. We are not as bad off as you but if things don’t get better we might be in the same position as you. Please let me know if there is anything you need. I would love to help in any small way that I can.
Karen Fanty
I have said it before —
The difference between a short sale, loan modification and a trustee’s sale?
Luck.
Hope for the best, plan for the worst.
And no matter what happens – the most important things in life are those things that you cannot physically touch.
Great video.
Justin
My dad has been writing a book exactly on point with this blog, I have emailed him the web address so perhaps he could pick up a couple pointers. Good Job.