Hey Homebuyers…Are You Serious?

August 31, 2009 by Kristin LaVanway · 1 Comment 

If you are shopping for a new home, you need to ask yourself that question…are you serious? Here are three clues…

Short Sales from the Bank’s Point-of-View

August 29, 2009 by Kristin LaVanway · Leave a Comment 

I recently attended a short sale round table where a loss mitigation manager from a local bank discussed his views on short sales. It was interesting to hear from the bank’s point of view.

The Myth of Loan Pre-Qualification

August 27, 2009 by Kristin LaVanway · Leave a Comment 

Remember when you could call up a lender, tell them how much you make and how much you owe in car and credit card payments and they would tell you how much you qualify for? Well, those days are over…

Want the $8,000 Tax Credit? Better Move Quick!

August 26, 2009 by Kristin LaVanway · Leave a Comment 

The deadline for the $8,000 Tax Credit for First Time Home buyers is December 1, 2009, but you really only have a month left to find a home if you want to qualify.

Come to My Garage Sale!

Come to My Garage Sale!

August 21, 2009 by Kristin LaVanway · Leave a Comment 

I am hauling my “one man’s junk is another man’s treasure” stuff out to my driveway and watch it go away. I want to feel lighter, less cluttered, and appreciate the important stuff.

A Time for Heroes and Champions

A Time for Heroes and Champions

August 11, 2009 by Kristin LaVanway · Leave a Comment 

These are the times when we all become heroes and champions. We really don’t have any other choice.

Attention: This is NOT a Buyer’s Market!

August 10, 2009 by Kristin LaVanway · Leave a Comment 

Last year, here in Phoenix, it was a Buyer’s market. This year it is a Seller’s market. Plain and simple.

The Pride Thing

August 6, 2009 by Kristin LaVanway · 1 Comment 

Pride has motivated me, and it has been my worst enemy. But the opposite of pride is not shame, but humility which is far more powerful than pride.

The Food Thing

The Food Thing

August 4, 2009 by Kristin LaVanway · 2 Comments 

I am going to write about one of the successes I have had in battling my economic crisis. An area in which I have truly excelled. And that would be the food thing.

My Do-It-Yourself Loan Modification – Yeah, They Work!

August 4, 2009 by Kristin LaVanway · 1 Comment 

To prepare for the tough times ahead, I took a hard look at our financial situation and started to prioritize. My highest priority is to keep the house. So that is where I started – by requesting a loan modification from my lender.

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